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Credit Card for Unemployed People, Students and Housewives in India

October 11, 2014 By GokulDeepak

Now credit card became a mandatory one. Paypal accepts only credit card for international shopping. Many People like me don’t have a credit card as they are unemployed. Now it is easy to get a credit card even if you have no job.All banks don’t offer this facility in India but some banks like ICICI bank, HDFC bank, Axis Bank and also state bank group also offering Credit card For Unemployed people and students etc.

Banks not only in India but also in other country’s offering Credit Card for Unemployed. they ask you just make Fixed Deposit(FD) every bank offer FD facility but they offering less interest on there deposit. find the bank offer highest interest on deposit. but if they withdraw for any emergency. they loss interest rate on the deposit. every bank in India offering from 8 to 10% of interest rate on Fixed deposit. to attract more FD the private sector banks offering credit card for the Fixed Deposit.

If you make Fixed Deposit in banks they offering Credit Card with the amount you can use up to 80% of deposit amount and you get Credit card and the interest rate also like normal credit card if you want emergency to get money or purchase anything you can use the credit card and purchase anything up-to your limit that is best thing you get your amount in your hand and your not going to lose more interest rate that is if you withdraw your Fixed Deposit your Card will stop working that is great news to every one to get Credit Card that is like Debit card but you get cc for your deposit.

many people get more benefits like if all the banks offer this service you can use the credit card and be benefited and you loss only interest rate that is not big problem for us. in emergency you get use credit card and more options. every bank is trying to get out of liquidity

If you want Credit card you can Try this way and get Credit card by using this one every one can get credit card and get more features from the banks. If any one trying to Verify paypal you can try this and get Credit card you just get as low as low cost you can get more from them. before you get this features visit best banks (ICICI, HDFC, SBI groups)

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